Newsletter Articles

Navigating Distributions & Under the New Tax Law

In this article: Navigating Distributions Required Minimum Distributions (RMDs) Hardships and Loans Terminated Participants Mandatory Cash-Outs Under the New Tax Law 401(k) Loan Payback Period gets extended! Recharacterizations of IRAs… Can I take a mulligan?...

End of the Year Checklist & iWork: The Next-Gen Workforce

In This Article: End of the Year Checklist Data Notices and Deadlines iWork: The Next-Gen Workforce 2018 IRS Annual Limits   End of the Year Checklist As the year-end approaches, our to-do lists can be lengthy. There are holidays to prepare for, employee...

Fiduciary Rule Round Up & Houston, We Have a Problem…

In This Article: Fiduciary Rule Round Up Who is subject to the new rule? Does the new rule only apply to investments in our retirement plan? If this is about protection, what's the downside? What Plan Sponsors Need to Know Technically Speaking Don't Get Ahead of...

Retirement Plan Rx

In This Article: Retirement Plan Rx Introduction Types of Retirement Plans Getting Employees to Join the Plan Utilizing Your Resources In Conclusion Rise of the Machines Participant Loans: Benefit or Detriment?   Introduction The latest...

Benefit Communications in an Electronic World

In This Article: Common Participant Communications Acceptable via Electronic Delivery Acceptable Methods of E-Delivery and their Requirements Partipant Consent The Benefits of Electronic Delivery Accessibility Financial andlEnvironmental...

Rules and Taxation of 401(k) Plan Distributions

In This Article: Introduction Rollover vs. Cash Distribution Mandatory Federal Tax Withholding 10% Premature Distribution Penalty Retirement and Termination Disability Benefits Death Benefits Required Minimum Distributions Hardship...

Keeping Abreast of Plan Loan Rules

In This Article: Introduction Background Loan Requirements Plan Document Loan Policy Maximum and Minimum Amounts Number of Loans Interest Rate Amortization Other Repayment Terms Documentation Conclusion   Introduction If you have a 401(k)...

DOL Issues New Fiduciary Rule

In This Article: Introduction Background Activities Considered Investment Advice Advice Provider Relationship Activities not Considered Investment Advice Providing an Investment Platform for Directed Investment Selection and Monitoring...

Facts on Forfeitures

In This Article: Introduction What is a forfeiture? What isn't a forfeiture? When do forfeitures occur? When is a distribution "complete"? What is a one-year break in service? How are forfeitures used? Can forfeitures be reinstated? When must...